Your Money,Visualised.
Finally see where your money actually goes.
Your entire financial picture — net worth, spending breakdowns, cashflow projections, tax deadlines, budgets, and an agent — all in one place. Every panel below is live, draggable, and resizable. Have a play, drag one around.
From there, Freddy learns how you categorise things and gets smarter the more you use it. You can ask questions like "How much did I spend on groceries last month?" and get answers straight away.
Your dashboard is made up of panels — each one shows a different slice of your finances. Pin the ones you care about, hide the ones you don't, and arrange everything however makes sense to you. There are 21 panels in total — here are the ones you'll probably use the most.
| Panel | What it shows |
|---|---|
| account_balance Accounts | All connected bank accounts + balances |
| receipt_long Transactions | Live feed with merchant logos + categories |
| donut_small Spending | Donut breakdown by category |
| savings Budget | Progress bars with warning/danger thresholds |
| trending_up Net Worth | Historical line chart with trend |
| bar_chart Cashflow | Income vs expenses bar chart |
| calculate Tax | GST, provisional tax, filing deadlines |
| smart_toy Chat (Freddy) | Ask questions about your finances in plain language |
Most finance apps are built for the US market and kind of work everywhere else. FFFFinance is the other way around — we've tuned every default, every calculation, and every assumption specifically for personal finance in New Zealand. It just works out of the box, no configuration needed.
We believe personal finance tools should be accessible to everyone. The free tier gives you everything you need to connect your banks, track your spending, and understand your money. No feature gates, no trial periods, no credit card required.
When you're ready for more — like AI-powered categorisation and advanced charts — upgrade to a plan that fits. Simple, transparent, no surprises.
Free forever
Everything you need to get started.
$108/yr if billed monthly
Bank connections + agent.
$228/yr if billed monthly
Sync everywhere. Never lose data.
Your bank balances, your spending habits, your net worth — that's personal. We treat it that way. Your financial data never leaves your account. We don't sell it, share it, or use it to target you with anything. Ever.