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Tō Pūtea.Tō Mihini.

Pūtea whaiaro mō Aotearoa. Hono pēke, AI-whakakaha, kaupapa whiriwhiri. Māu.

Tirohia. Raraunga Tūturu. Tō Papa Whakahaere. ​

Ko ngā mea katoa e hiahiatia ana e koe kia mārama ai ki tō pūtea -- kia tere te titiro. Mana pūtea, wāhanga whakapaunga, matapae kapewhiti pūtea, rā tāke, kōrero AI. Kumea, hurihia te rahi, whakaritea māu.

Net Worth$124,850
SpendingThis Month
$3,240of $4,500
Housing
Food
Transport
TransactionsLive
CountdownGroceries
-$87.45
SalaryIncome
+$4,250.00
Mercury EnergyUtilities
-$142.30
Flight CoffeeDining
-$5.50
Cashflow+$1,460
Jan
Feb
Mar
Apr
May
Jun
IncomeExpenses
Calendar Heatmap2024
BudgetMarch 2026
Housing78%
Food92%
Transport45%
Entertainment110%
TaxFY2026
GST collected$2,340
GST paid-$890
GST owing$1,450
Next filing28 Apr
Provisional P37 May
Runway14.2 mo
today
Financial HealthRadar
SavingsIncomeDebtBudgetGrowth
Money FlowSankey
HousingFoodTransportSavings
Accounts5 connected
ANZ EverydayConnected via Akahu
$3,420.15
ASB SavingsConnected via Akahu
$28,900.00
BNZ Credit CardConnected via Akahu
-$1,245.80
Kiwibank MortgageConnected via Akahu
-$412,000
What-IfSimulator
Cut dining by 30%?
Monthly savings+$186
Annual impact+$2,232
Runway extension+2.1 mo
FreddyAI
How much did I spend on food this month?
You've spent $487.30 on food this month — 8% over your $450 budget. Countdown ($210) and Pak'nSave ($145) were the biggest.
Ask Freddy anything...

Ngā Pae Papa Whakahaere ​

Ko tō papa whakahaere māu anō te whakarite. Ka taea te kumea, te hurihuri te rahi, te whakakopikopiko ia pae. Pinihia ngā mea e hiahia ana koe, hunaia ngā mea kāore koe e hiahia ana. Ka tiakina aunoatia te whakanohonoho.

PaeHe aha te whakaatu
account_balance PūketeNgā pūkete pēke kua honoa me ngā toenga
receipt_long WhakawhitingaHe whāngai ora me ngā waitohu kaihoko me ngā whakarōpū
donut_small WhakapaungaWāhanga porohita mā ia whakarōpū
savings Mahere PūteaPae ahunga me ngā taumata tūponotanga/kino
trending_up Mana PūteaTūāhua raina me te ia
bar_chart Kapewhiti PūteaTūāhua moni whiwhi ki ngā whakapaunga
calendar_month Maramataka WeraTe kaha whakapaunga ā-rā
calculate TākeGST, tāke whakatau-ā-marama, rā tuku
flight_takeoff RerengaPēhea te roa o tō moni i te tahuri o nāianei
conversion_path SankeyRere moni mai i te moni whiwhi ki ngā whakarōpū whakapaunga
science Whakatauira Me-Pēnei"Me pēhea mēnā ka heke 30% te kai i waho?"
smart_toy Kōrero (Freddy)Pātaihia he pātai mō ō pūtea
hub KauwhataWhatunga hononga i waenga i ngā pūkete/kaihoko
3d_rotation Mariko 3DTātaritanga whakapaunga e toru ngā āhuatanga
stacked_line_chart Tūāhua PekeHuringa raupapa whakarōpū i ia wā
filter_alt KōrereHuringa mai i te moni whiwhi ki ngā penapena
pie_chart Rōhi PaiTūāhua rohe iho mō te whakatauritenga whakarōpū
radar PūohoTirohanga hauora pūtea maha-tūaka
view_quilt WhakanohonohoTiakina, whitia ngā whakanohonoho papa whakahaere
terminal Rārangi TakeTirohanga rārangi take taupānga wā-tūturu
settings TautuhingaKaupapa, hononga, whirihoranga AI, mō

He Mea Hanga Māu ​

Ko te nuinga o ngā taupānga pūtea he mea hanga mō ngā pakihi, ka whakangāwaritia mō ngā tāngata takitahi. Ko FFFFinance te arotahi kē -- he mea hanga mai i te tīmatanga mō te pūtea whaiaro, me te kaha o tētahi taputapu ngaio.

Ko ia tautuhinga, ia tātaitanga, ia whakapae kua rite mō te pūtea whaiaro tūturu -- ehara i te taputapu pakihi kua whakangāwari.

Tō moni, tō hōputu -- ko ngā tau katoa ka whakarite-matauna, ka whakarite-matau, ka hōputu pērā tonu i tō tūmanako. Kāore he whakamātautau rohe, kāore he ohorere.

Ka mahi tūturu te tāke -- GST, rā tāke whakatau-ā-marama, rā tuku -- kua oti te tunu ki roto i te maramataka me te pae tāke. Kāore koe e whirihora, ka mōhio noa.

Ō pēke, kua honoa -- he hononga tika ki ō pūkete mā te pēke tuwhera. He tūturu ngā toenga, he tūturu ngā whakawhitinga, he whakamīharo kaihoko. Ehara i te raparapa-mata.

Aroturuki hūnga mahi -- arohia ō penapena hūnga mahi me ngā pūkete o ia rā. Tirohia ngā whakauru, tāke, me te mahi tahua i te tirohanga kotahi.

Te Āhua o te Mahi ​

Ka rere mai ō raraunga pēke mā te API Pēke Tuwhera, ka whakarōpūhia aunoatia. Ka whakarōpūhia ngā whakawhitinga ina tae mai -- ka ako te pūnaha mai i ō whakatikanga, ka mārama ake i ia wā. Pātaihia he pātai ki a Freddy ki te reo noa, ka whiwhi whakautu tere mō ō whakapaunga, mahere pūtea, me ngā ia. Kei te haere mai he kōwhiringa papamahi me te AI ā-rohe me te rohe pūtea ā-pūrere.

account_balanceYour Banksync_altAPIloginOAuthaccount_balance_walletFFFFinancedesktop_windowsDesktopsmart_toyLocal AIstorageLocal DBlanguageBrowserdatabaseCloud DBsmart_toyCloud AIsyncOptional SyncQwen3 0.6B / Qwen2.5 3BGemini / Groq / Llamadesktop ↔ cloud

Tūmataiti i te Tuatahi ​

Ko ō raraunga pūtea te raraunga tino whaiaro kei a koe. Ka pēnā te manaaki a FFFFinance. Kāore he pūkete hei waihanga, kāore he tūmau hei whakapono, kāore he tikanga ratonga hei whakaae. Whakaurua ka mahi.

  • Kāore he whakarēhita e hiahiatia ana -- whakaurua, haere
  • Kāore he raraunga e wehe i tō pūrere mēnā kāore koe e whakakā i te tukutahi kapua
  • He kōwhiringa noa te tukutahi kapua -- whakamunatia, mā tō ake pūkete Cloudflare
  • Ka rere ā-rohe te AI -- ka whakamahi a Freddy i ngā tauira ā-pūrere i te tautuhinga
  • Puna tuwhera -- arotakehia te waehere māu ake
  • NZD taketake -- he mea hanga mō te tāra o Aotearoa, GST 15%, Akahu pēke tuwhera

Utu ​

He māmā, he pūrangiaho te utu. Tīmata kore utu, whakapikihia ina hiahiatia.

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