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Tō Pūtea.Tō Mihini.

Pūtea whaiaro mō Aotearoa. Hono pēke, AI-whakakaha, kaupapa whiriwhiri. Māu.

Tirohia. Raraunga Tūturu. Tō Papa Whakahaere.

Ko ngā mea katoa e hiahiatia ana e koe kia mārama ai ki tō pūtea -- kia tere te titiro. Mana pūtea, wāhanga whakapaunga, matapae kapewhiti pūtea, rā tāke, kōrero AI. Kumea, hurihia te rahi, whakaritea māu.

Net Worth$124,850
SpendingThis Month
$3,240of $4,500
Housing
Food
Transport
TransactionsLive
CountdownGroceries
-$87.45
SalaryIncome
+$4,250.00
Mercury EnergyUtilities
-$142.30
Flight CoffeeDining
-$5.50
Cashflow+$1,460
Jan
Feb
Mar
Apr
May
Jun
IncomeExpenses
Calendar Heatmap2024
BudgetMarch 2026
Housing78%
Food92%
Transport45%
Entertainment110%
TaxFY2026
GST collected$2,340
GST paid-$890
GST owing$1,450
Next filing28 Apr
Provisional P37 May
Runway14.2 mo
today
Financial HealthRadar
SavingsIncomeDebtBudgetGrowth
Money FlowSankey
HousingFoodTransportSavings
Accounts5 connected
ANZ EverydayConnected via Akahu
$3,420.15
ASB SavingsConnected via Akahu
$28,900.00
BNZ Credit CardConnected via Akahu
-$1,245.80
Kiwibank MortgageConnected via Akahu
-$412,000
What-IfSimulator
Cut dining by 30%?
Monthly savings+$186
Annual impact+$2,232
Runway extension+2.1 mo
FreddyAI
How much did I spend on food this month?
You've spent $487.30 on food this month — 8% over your $450 budget. Countdown ($210) and Pak'nSave ($145) were the biggest.
Ask Freddy anything...

Ngā Pae Papa Whakahaere

Ko tō papa whakahaere māu anō te whakarite. Ka taea te kumea, te hurihuri te rahi, te whakakopikopiko ia pae. Pinihia ngā mea e hiahia ana koe, hunaia ngā mea kāore koe e hiahia ana. Ka tiakina aunoatia te whakanohonoho.

PaeHe aha te whakaatu
account_balance PūketeNgā pūkete pēke kua honoa me ngā toenga
receipt_long WhakawhitingaHe whāngai ora me ngā waitohu kaihoko me ngā whakarōpū
donut_small WhakapaungaWāhanga porohita mā ia whakarōpū
savings Mahere PūteaPae ahunga me ngā taumata tūponotanga/kino
trending_up Mana PūteaTūāhua raina me te ia
bar_chart Kapewhiti PūteaTūāhua moni whiwhi ki ngā whakapaunga
calendar_month Maramataka WeraTe kaha whakapaunga ā-rā
calculate TākeGST, tāke whakatau-ā-marama, rā tuku
flight_takeoff RerengaPēhea te roa o tō moni i te tahuri o nāianei
conversion_path SankeyRere moni mai i te moni whiwhi ki ngā whakarōpū whakapaunga
science Whakatauira Me-Pēnei"Me pēhea mēnā ka heke 30% te kai i waho?"
smart_toy Kōrero (Freddy)Pātaihia he pātai mō ō pūtea
hub KauwhataWhatunga hononga i waenga i ngā pūkete/kaihoko
3d_rotation Mariko 3DTātaritanga whakapaunga e toru ngā āhuatanga
stacked_line_chart Tūāhua PekeHuringa raupapa whakarōpū i ia wā
filter_alt KōrereHuringa mai i te moni whiwhi ki ngā penapena
pie_chart Rōhi PaiTūāhua rohe iho mō te whakatauritenga whakarōpū
radar PūohoTirohanga hauora pūtea maha-tūaka
view_quilt WhakanohonohoTiakina, whitia ngā whakanohonoho papa whakahaere
terminal Rārangi TakeTirohanga rārangi take taupānga wā-tūturu
settings TautuhingaKaupapa, hononga, whirihoranga AI, mō

He Mea Hanga Māu

Ko te nuinga o ngā taupānga pūtea he mea hanga mō ngā pakihi, ka whakangāwaritia mō ngā tāngata takitahi. Ko FFFFinance te arotahi kē -- he mea hanga mai i te tīmatanga mō te pūtea whaiaro, me te kaha o tētahi taputapu ngaio.

Ko ia tautuhinga, ia tātaitanga, ia whakapae kua rite mō te pūtea whaiaro tūturu -- ehara i te taputapu pakihi kua whakangāwari.

Tō moni, tō hōputu -- ko ngā tau katoa ka whakarite-matauna, ka whakarite-matau, ka hōputu pērā tonu i tō tūmanako. Kāore he whakamātautau rohe, kāore he ohorere.

Ka mahi tūturu te tāke -- GST, rā tāke whakatau-ā-marama, rā tuku -- kua oti te tunu ki roto i te maramataka me te pae tāke. Kāore koe e whirihora, ka mōhio noa.

Ō pēke, kua honoa -- he hononga tika ki ō pūkete mā te pēke tuwhera. He tūturu ngā toenga, he tūturu ngā whakawhitinga, he whakamīharo kaihoko. Ehara i te raparapa-mata.

Aroturuki hūnga mahi -- arohia ō penapena hūnga mahi me ngā pūkete o ia rā. Tirohia ngā whakauru, tāke, me te mahi tahua i te tirohanga kotahi.

Te Āhua o te Mahi

Ka rere mai ō raraunga pēke mā te API Pēke Tuwhera, ka whakarōpūhia aunoatia. Ka whakarōpūhia ngā whakawhitinga ina tae mai -- ka ako te pūnaha mai i ō whakatikanga, ka mārama ake i ia wā. Pātaihia he pātai ki a Freddy ki te reo noa, ka whiwhi whakautu tere mō ō whakapaunga, mahere pūtea, me ngā ia. Kei te haere mai he kōwhiringa papamahi me te AI ā-rohe me te rohe pūtea ā-pūrere.

account_balanceYour Banksync_altAPIloginOAuthaccount_balance_walletFFFFinancedesktop_windowsDesktopsmart_toyLocal AIstorageLocal DBlanguageBrowserdatabaseCloud DBsmart_toyCloud AIsyncOptional SyncQwen3 0.6B / Qwen2.5 3BGemini / Groq / Llamadesktop ↔ cloud

Tūmataiti i te Tuatahi

Ko ō raraunga pūtea te raraunga tino whaiaro kei a koe. Ka pēnā te manaaki a FFFFinance. Kāore he pūkete hei waihanga, kāore he tūmau hei whakapono, kāore he tikanga ratonga hei whakaae. Whakaurua ka mahi.

  • Kāore he whakarēhita e hiahiatia ana -- whakaurua, haere
  • Kāore he raraunga e wehe i tō pūrere mēnā kāore koe e whakakā i te tukutahi kapua
  • He kōwhiringa noa te tukutahi kapua -- whakamunatia, mā tō ake pūkete Cloudflare
  • Ka rere ā-rohe te AI -- ka whakamahi a Freddy i ngā tauira ā-pūrere i te tautuhinga
  • Puna tuwhera -- arotakehia te waehere māu ake
  • NZD taketake -- he mea hanga mō te tāra o Aotearoa, GST 15%, Akahu pēke tuwhera

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