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Chat Panel (Freddy)

Freddy is your built-in finance assistant. Ask questions about your money in plain language and get answers straight away.

What you can ask

  • "What's my balance?"
  • "How much did I spend on groceries this month?"
  • "Am I over budget?"
  • "Show me my net worth"
  • "Find my Countdown transactions"

Freddy pulls answers directly from your financial data. Simple questions are answered instantly — more complex ones use AI.

How it works

Type a question and press Enter. Freddy picks the fastest way to answer:

BadgeMeaning
Instant (green)Answered directly from your data — no AI needed
Cloud (blue)Processed by AI for deeper analysis

Attachments

Click the paperclip icon or drag-and-drop an image. Freddy can read receipts, invoices, and bank statements from photos.

Conversations

You can run multiple chat sessions in separate tabs. Each keeps its own history. Click + to start a new one.

Freddy can pull data from any panel — accounts, transactions, budgets, spending, net worth, and more. Just ask.